Revolutionize Your Real Estate Portfolio
Dedicated to fast private money lending, we have a history of backing successful fix and flip ventures, distinguishing us in the industry. Recognizing the complexities of the property market, we use our knowledge to provide customized financial solutions.
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No Obligations, Credit Checks, or Fees
About realty lending solutions
At Realty Lending Solutions, we specialize in providing tailored private lending services to meet the unique needs of real estate investors and developers. With a commitment to flexibility and personalized service, we offer a range of loan options designed to help you achieve your real estate goals quickly and efficiently. Whether you’re financing a new property, renovating a project, or seeking bridge financing, our team of experienced professionals is here to support your success. Discover the advantage of working with a private lender who understands the dynamics of the real estate market and is dedicated to your financial growth.
Our Benefits
Fueling Your Financial Growth with a Lender Committed to Your Success.
We finance a variety of loans up to $100 million, covering everything from small residential projects to new constructions, fix-and-flips, multi-family units, DSCR, Airbnb investments, and beyond!
Loans We Serve
We Can Fund You In 7 Days or Less!
Fix & Flips
Residential (1-4 Units)
- 90% of Purchase, 100% Rehab
- Maximum Loan to ARV: 70%
- 12 months, up to 18 at lenders discretion
- Resource: Full Recourse
$50,000 - 5,000,000
Ground Up
Residential (1-4 Units)
- 80% of total project cost, up to 75% of the lower of land value or purchase, 60% if unpermitted, and 100% of construction.
- Maximum Loan to ARV: 70%
- 12 months, up to 18 at lenders discretion
- Resource: Full Recourse
$50,000 - 5,000,000
Ground Up
Residential (1-4 Units)
- 30 Year Fixed Mortgage OR 5/6, 7,6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
- If owned less than 3 Months, 70% of total cost basis
- 30 Years
- 5,10 & 30 Years
- Minimum Occupancy Rate of 90% by Unit Count
$250,000 - 3,000,000
Rentals
Residential (1-4 Units)/Townhomes /PUD Warrantable Condos
- 90% of Purchase, 100% Rehab
- Maximum Loan to ARV: 70%
- 12 months, up to 18 at lenders discretion
- Resource: Full Recourse
$75,000 - 2,000,000
DSCR (Debt Service Coverage Ratio)
AKA: Buy & Hold Loan
- Rates as low as 6.48%
- Up to 80% LTV on rate/term loans, and up to 75% LTV on cash-out loans.
- Flexible pre-pay options and no limit on the number of properties we can finance.
- Minimum FICO 660, no personal income verification required.
$75,000 - 100,000,000
Rental Portfolios
SF/ 2-4 Unit/ Townhomes/ PUD/ Condos
- 30-year Fixed Rate (Fully Amortizing)
- If owned less than 3 Months, 80% of total cost basis
- Purchase/Rate-Term Refi: 80% Cash Out Refi: 75%
- 5,10 & 30 Years
- Minimum Occupancy Rate of 90%
$150,000 - 50,000,000
Small Balance Multifamily Bridge
Residential (5+ Units)
- Purchase Loans: 75% Purchase + 100% Reno
- Purchase/Rate-Term Refi: 70% Cash Out Refi: 65%
- Up to 24 months + 2, 6 month Extensions
- Unleased Units: 90% of Market Rent (Purchase Loans Only)
$500,000 - 5,000,000
Experienced Builders
Up to 90% LTC!
For experienced builders we now offer up to 90% LTC ( Loan to Project Cost) financing on ground up construction. up to 85% of (hard costs) (5%) in interest reserve escrow.
Ground Up Construction Loans
Up to 80% Loan-to-cost!
First time investors with a general contractor license with prior experience in building for other clients can receive up to 80% LTC.
Join the winner's circle with
pre-approvals up to
$20M!
Accept
Fill out our form and tell us about your upcoming deal. It takes less than 5 minutes.
Confirm appointment
We'll call, text, and email to get in touch with you to talk about your deal — and how you want to scale your business.
Pre Approval
Confirm some basic info about your deal and experience, and get a pre-approval letter.
What our customers say about
Realty Lending Solutions
Discover what our customers have to say about our reliable Private Money Lending Services and support.
Frequently Asked Question
Below, we have compiled a list of the questions we get asked the most.
What is a Private Money Loan?
A Private Money Loan is a type of financing provided by private investors or lending companies, rather than traditional banks or credit unions. These loans are typically secured by real estate and are often used for short-term needs such as real estate investments, fix-and-flip projects, or bridge financing. Private money loans offer more flexible terms and faster approval processes compared to conventional loans, making them an ideal option for borrowers who need quick access to funds or may not qualify for traditional financing.
How fast can I receive a private money loan from Realty Lending Solutions?
After all required documentation is submitted and approved by a loan officer, the funds will be disbursed without delay. This process can be completed in as little as 7 days. If you are already under contract and docs (such as appraisals, contracts, and so forth) we can get you funded in as little as 48 hours!
How do you determine the amount to lend?
The loan amount is determined mainly by the property’s current value and its after-repair value (ARV). We also take into account factors such as the property’s location, its condition, and prevailing market trends.
What documents do I need to apply for a loan?
To apply for a loan, you will need to provide proof of identity, proof of income, a credit report, property details, and project plans and budget if applicable. Additional documentation may be required based on the loan type and your circumstances.
Still Have Questions?
We are your devoted ally, dedicated to your success and fostering a long-lasting, trustworthy relationship!